XRP Ledger: 1.8M Daily Transactions and Still No Tea Breaks!

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The XRP Ledger, in a fit of productivity, averaged 1.8 million daily transactions in the second half of 2025. Apparently, it’s been fueled by low fees and the growing realization that institutions might actually find it useful. Who knew?

Ripple’s XRP Ledger has been on a bit of a bender lately, with network activity soaring like a slightly tipsy astronaut. New data suggests that payment volumes and long-term reliability are the secret sauces behind this success. It’s like discovering your toaster can also make coffee-unexpected but delightful.

With 2025 in the rearview mirror, Ripple’s leadership is now eyeing institutional use cases to fuel the next phase of adoption in 2026. Because, let’s face it, retail investors are so last season.

Low Fees, High Volume, and No One Spilled Their Coffee

According to a recent network report, daily transactions on the XRP Ledger hit 1.8 million in H2 2025. Payment-related transactions totaled 42.2 million, which cumulatively amounts to 20.9 billion XRP ($43.73 billion). That’s a lot of zeros, and yet, somehow, no one lost their mind.

Despite the surge in activity, transaction costs remained as low as a limbo dancer’s bar. Median fees averaged 0.000012 XRP ($0.00002 per transaction), and the network burned 1.5 million XRP ($3.1 million) in fees over the past two quarters. It’s like a bonfire, but for money.

Performance-wise, the XRP Ledger boasts a throughput of over 1,000 transactions per second, with fees costing less than a cent. It’s so cost-effective that even your grandmother could afford to send you a digital nickel.

Stablecoins and Tokenized Assets: The Next Big Thing Since Sliced Bread

Ripple President Monica Long has outlined the future of digital assets, and it’s all about infrastructure over retail speculation. Regulated and compliant systems are the name of the game, with institutional demand expected to drive the next growth phase. It’s like the crypto world is finally growing up-or at least pretending to.

Key themes include:

  • Expanding regulated stablecoins for market use. Because who doesn’t love a stablecoin?
  • Growth of tokenized, on-chain assets with real-world utility. Finally, a use case beyond buying pixelated cats.
  • The growing need for secure crypto custody services. Because losing your keys is so 2023.
  • Automating financial processes with blockchain and AI. Robots taking over finance? Sign us up.

Long predicts that within two years, financial institutions will rely on stablecoins for collateral movement in capital markets. B2B activity will dominate transaction volume, while retail users will be left wondering where all the fun went.

Over a five-year horizon, stablecoins will be embedded in global payment systems, and blockchain networks will cozy up to AI-driven systems. It’s like a tech romance novel, but with fewer misunderstandings and more algorithms.

RippleX Says Upgrade or Else, as XRP Attempts a Modest Comeback

On the technical front, RippleX issued a notice to XRP Ledger node operators, urging them to upgrade ahead of the XRPL version 3.0.0 amendments scheduled for Jan. 27. It’s like a software update, but with more urgency and fewer cat videos.

All amendments are ready for mainnet use, and nodes running outdated software risk being amendment-blocked. Version 3.0.0 includes fixes for escrow logic, keylet fields, AMM rounding, delivered amount handling, and price oracle orders. It’s a lot of technical jargon, but think of it as a digital spring cleaning.

Permissioned domains for compliance-focused institutions are set to go live next month. Because nothing says “we’re serious” like a permissioned domain.

Meanwhile, XRP’s market movement has been as exciting as watching paint dry. At press time, the coin is trading at $1.92, up 1% daily. Analysts have identified the $1.95-$2.00 resistance range as a key level to watch. It’s like waiting for a pot to boil, but with more charts.

According to them, XRP could resume its northbound journey if it flips the immediate resistance. But for now, the broader crypto markets are as constrained as a cat in a small box, thanks to macroeconomic factors.

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2026-01-25 03:08