XRP to $2.69? Bull and Bear Case Targets Revealed in 2026 Price Prediction

by

In the year of our Lord, 2026, the esteemed asset management house known as 21Shares has deigned to unveil its prophecies regarding the virtual currency XRP. With a flourish befitting the grandest of orators, they proclaim that XRP stands at the precipice of a great institutional renaissance.

In a recent missive posted on the platform X, those keen analysts at 21Shares have laid forth a spectrum of predictions for the future of XRP. In their most conservative estimation-one might say the ‘base case’ scenario-they foresee XRP ascending to the lofty heights of $2.45, a figure which represents an almost delightful increase of 30% from its current station. Should the winds of fortune blow favorably, in their ‘bull case,’ XRP may even dare to flirt with the splendid figure of $2.69, a dazzling 40% gain! Yet, let us not forget the specter of defeat-the ‘bear case’ looms ominously, predicting a drop to $1.60, a rather disheartening descent of 16%.

Here our own XRP predictions for 2026:

Base case – $2.45 (50%)
Bull case – $2.69 (30%)
Bear case – $1.60 (-16%)

Here’s why:

– 21shares (@21shares) January 28, 2026

21Shares expounds upon their reasoning with a clarity that would make even the most jaded philosopher nod in approval. They attribute the base case target to a newfound regulatory stability-a rare gem in the tumultuous world of cryptocurrency-which they believe will nurture steady flows into ETFs and foster a slow, yet steady, increase in utility. The bull case, oh how it shines! It is underpinned by the grand notion of institutional Real World Asset (RWA) scaling and a potential repricing due to the exhaustion of supply, which is ever so delightful. Alas, the bear case is a grim reminder that stagnant adoption and capital rotation could diminish even the sweetest of legal victories.

XRP at a Definitive Turning Point

In their latest blog post, the perceptive minds at 21Shares assert that XRP finds itself at a pivotal juncture as the clock ticks ever onward through 2026. The cryptocurrency, so long ensnared by speculative volatility, now gazes longingly toward a valuation tethered firmly to the bedrock of institutional fundamentals.

The recent resolution of the Ripple-SEC lawsuit has lifted the proverbial cloud of uncertainty that has shadowed XRP’s price for countless moons, despite its underlying utility.

With the courtroom drama no longer dictating the terms of engagement, XRP now embarks on a journey of market-driven price discovery, liberated from the chains of legal theatrics and regulatory murkiness. What a splendid affair!

What to Expect?

According to the sage predictions of 21Shares, the current trajectory of XRP bears a striking resemblance to the illustrious rise of Ethereum during its meteoric climb from 2017 to 2018-a time when vague promises were finally supplanted by tangible utility during the fabled “DeFi Summer” of 2020. It seems XRP, too, is ready to embark upon a similar odyssey.

If fate smiles kindly upon it, 2026 may very well be the year that XRP bursts forth from its chrysalis, propelled by a steadfast investor base and a burgeoning interest from institutions.

21Shares concludes with an air of confident optimism, suggesting that the XRP network stands poised for continued price appreciation, as a history of sharp rebounds after prolonged periods of compression meets with the refreshing breeze of regulatory clarity and institutional embrace.

Read More

2026-01-28 16:27