XRP’s Big Leap: $100B Wakes Up, But Can It Outrun the Dollar’s Tantrum?

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Well, strap in, folks, because the XRP universe is having a moment-and no, it’s not just another day of crypto enthusiasts arguing over whether their favorite coin is the next sliced bread. In a tweet that’s about as subtle as a brick through a window, the $1 billion XRP treasury wizards at Evernorth have declared that the XRPL native lending protocol is “on the way.” Yes, you heard that right. The XRP Ledger Lending protocol, introduced in the rippled version 3.1.0 (because nothing says “innovation” like a version number), is now up for a vote. Democracy in action, people!

“XRP’s native lending protocol is on the way,” Evernorth chirped, as if we were all waiting with bated breath for single asset vaults and term lending with automated repayments. Because, let’s face it, who doesn’t love a good automated repayment? It’s like having a robot accountant who never takes a coffee break. They also mentioned “confidential transfers using zero-knowledge proofs”-which sounds like something a spy would say in a bad thriller. And let’s not forget the “on-chain institutional infrastructure built at the protocol level.” Because if there’s one thing the world needs, it’s more infrastructure.

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Meanwhile, in other crypto news, 90 million ADA just took a field trip to Binance, causing Cardano’s price to do the cha-cha. XRP is eyeing a “juicy” $1.5 short squeeze, according to CryptoQuant, which sounds like something you’d order at a crypto-themed smoothie bar. And Shiba Inu (SHIB) is targeting a 37% golden cross rally for Q2, because why not? Dogs and rockets, folks. Dogs and rockets.

Oh, and Ripple’s Schwartz has denied that pre-allocated XRP contracts are real. Shocking, I know. Next thing you’ll tell me is that Santa Claus isn’t real either.

XRP’s native lending protocol is on the way! Single asset vaults. Term lending with automated repayments. Confidential transfers using zero-knowledge proofs. On-chain institutional infrastructure built at the protocol level. Get the 3 minute breakdown from @sagarCBO.

Learn more:…

– evernorthxrp (@evernorthxrp) March 27, 2026

XRP enthusiast “Bank XRP” (yes, that’s a real name) is all over Evernorth’s insights like a kid on a candy store, calling the XRP Ledger lending protocol the “final piece of the XRPL stack.” Because apparently, XRPL was just one Lego brick away from being a complete castle. XLS-66, the amendment with a name that sounds like a tax form, is supposedly the game-changer, unlocking over $100 billion in dormant XRP. That’s right-$100 billion just sitting there, doing the crypto equivalent of a nap. And it’s all thanks to native security, which means no wrapping or bridging. Because who has time for that?

Evernorth, ever the optimist, plans to use XLS-66 after calling for “rigorous battle-testing” of the new amendment. Because nothing says “we’re serious” like a good old-fashioned battle test. Meanwhile, J.A. Akinyele (a name that deserves its own fanfare) says Ripple is taking a more proactive, AI-driven approach to XRPL security. This includes AI-assisted testing, a dedicated red team, and higher standards for evaluating changes. Because if there’s one thing crypto needs, it’s more standards.

XRP Price: The Rollercoaster Continues

At the time of writing, XRP was down 2.6% to $1.33, because apparently, the crypto market decided it was time for a Friday sell-off. $514 million in liquidations? Check. Rising U.S. Treasury yields? Check. A stronger dollar spooking risk assets? Double check. It’s like the financial world decided to throw a party, and crypto wasn’t invited.

Long bets? Liquidated to the tune of $469.22 million. Shorts? A mere $45.52 million. Total? $514.77 million. And XRP’s trading volume? Up 42.94% to $2.59 billion, because nothing says “panic” like a surge in trading volume. So, while XRP is busy trying to wake up $100 billion, the dollar is having a tantrum, and we’re all just here for the ride. Buckle up, folks. It’s going to be a wild one.

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2026-03-27 19:04