The Altcoin That’s Slaying SWIFT: Ripple’s XRP Gets a Makeover!

So, there’s this XRP community member, going by the name of Avengers (yes, like the superheroes, but sadly without the spandex), who’s out here claiming that our beloved altcoin is the unsung hero of on-demand settlements. Apparently, it’s playing a major role in some secret battle against SWIFT, which – let’s be honest – sounds like it’s still using dial-up internet. 🥲

The David vs. Goliath Saga: XRP Takes on SWIFT

In a recent post on X, our gallant Avenger opined that XRP is quietly becoming the backbone of international finance—much like how I rely on coffee to not melt into a puddle of existential dread every Monday morning. 😂 He even suggested that SWIFT is losing transactions like a clumsy waiter dropping plates at a fancy restaurant. Turns out, SWIFT’s transaction volume is down a shocking 15% while the XRP Ledger (XRPL) is partying like it’s 1999. 🎉

Based on this riveting information, he declared that money is shifting on-chain like a child who needs to pee in the middle of a long road trip. Ripple is using the XRP Ledger for its payment services, which might explain why they’re gaining traction faster than I gain weight during the holidays. Meanwhile, our pal XRP is over there playing a crucial role in settling cross-border transactions. It’s the star of the show, the main event, if you will. 🦸‍♂️

In a plot twist worthy of daytime television, Ripple’s all-knowing CEO, Brad Garlinghouse (can we just call him Brad, or is that too casual?), predicted that XRP could snap up 14% of SWIFT’s action in five years. That’s right, folks. He says liquidity—yes, the very elixir driving payment solutions—could catapult XRP to fame. Just imagine, a virality comparable to that one cat video your friends keep sending. 😼

But wait, there’s more! A little Ripple document recently floated to the surface, indicating that the price of XRP could surge thanks to organic demand. Yes, like a garden growing vegetables without any help from GMOs… or anyone, really. The firm anticipates demand to skyrocket as it expands its payment services faster than I can blink when it’s time to go home from a boring party. 🌽

XRP Gets a European Vacation with Ripple’s MiCA Plans

XRP is gearing up for a whirlwind romance with Europe as Ripple seeks to snag a Markets in Crypto-Assets (MiCA) license. Meanwhile, they’ve also registered their business in Luxembourg – because who wouldn’t want to hang out in a place that sounds so luxurious? 💼💅

With a shiny new MiCA license, Ripple could serve around 450 million users across 27 European Union member states. That’s like becoming the bartender at a global gala dinner, except instead of cocktails, they’re serving XRP. And let’s not forget Ripple’s quest for a US national banking license. Because apparently, they want to love everyone – even Uncle Sam. 🤗

All things considered, Ripple is expected to secure some hot, new institutional partners after snagging that banking license. I mean, who wouldn’t want to get in on something potentially profitable? Meanwhile, partners like Japan’s SBI are already riding the XRP wave, clinging on for dear life like my cat on a rollercoaster. 🎢

As it stands, XRP is currently trading at around $2.91, having taken a little 2% jump in the last 24 hours. If only my bank account did the same…

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2025-07-16 23:53