What to know:
- In the hushed corridors of finance, where gold once gleamed, now hums a digital ledger, its numbers dancing to the tune of blockchain’s siren call. Banks, with the enthusiasm of a drunkard counting coins, have inked 345 deals since 2020—payments, tokenization, custody: the trinity of modern money.
- A report, penned by Ripple, CB Insights, and the UK CBT (because who trusts one voice alone?), claims $100 billion has been tossed into blockchain’s cauldron. Ten thousand deals, 90% of finance leaders nodding sagely: “Yes, by 2028, this will change everything!” (Or maybe just the tax code.)
- HSBC, Goldman Sachs, SBI—names etched in marble—now play with tokenized gold, custody solutions, and quantum-resistant currencies. A modern alchemist’s dream, if one ignores the smell of burnt regulators.
Traditional banks, those paragons of stability, have invested $100 billion in blockchain since 2020, according to a report that smells faintly of optimism. One might call it a revolution. One might call it a midlife crisis with better branding.
“Banking on Digital Assets,” a tome thicker than a central bank’s regulations, cites 10,000 deals and 1,800 finance leaders. They’re investing in custody, tokenization, and payment rails—despite the regulatory fog and market volatility. A game of chess with the pieces named after Greek gods, perhaps?

The report estimates $100 billion in blockchain investments—a sum that could buy a small country, or a very expensive blockchain consultant. 90% of leaders foresee a seismic shift by 2028. One wonders if they’ve ever seen a spreadsheet crash.
From 2020 to 2024, 345 blockchain deals—payment infrastructure leading the charge, followed by custody, tokenization, and on-chain forex. 25% of funds chase infrastructure providers. A modern-day gold rush, minus the pickaxes and the gold.
90% of finance execs predict blockchain will reshape finance by 2028. 65% of banks explore custody, 50% prioritize stablecoins and tokenized assets. Yet, fewer than 20% offer crypto wallets. A curious dance of ambition and caution, like a man in a suit waltzing with a bear.
HSBC’s tokenized gold, Goldman’s GS DAP, SBI’s quantum coins—each a marvel of modernity. Yet, retail crypto? Not so much. Banks prefer to tinker in the shadows, where the real money is made (and hidden).
The report frames this as infrastructure, not speculation. Cross-border payments, balance sheets, legacy systems—all the mundane joys of finance, now dressed in blockchain’s glittering coat. Ripple, ever the optimist, declares real-world tokenization is “entering the implementation phase.” One suspects this is code for “we’re charging more fees now.”
Despite regulatory fog, 67% of banks plan digital asset initiatives. Tokenized bonds, CBDC settlement layers—projects that sound urgent until they’re not. The crypto winter? Merely a light drizzle, according to Ripple’s report, which notes post-FTX investment highs in 2024. Dubai, India, Singapore lead the charge. The U.S. and Europe? Still arguing over the recipe for toast.
To blockchain firms, the message is clear: the next wave isn’t about hype, but about quietly replacing the plumbing of finance. A quiet revolution, where the only thing louder than the blockchain is the silence of the regulators.
Read More
- SOL PREDICTION. SOL cryptocurrency
- ETH PREDICTION. ETH cryptocurrency
- Brent Oil Forecast
- XRP PREDICTION. XRP cryptocurrency
- USD ARS PREDICTION
- EUR VND PREDICTION
- KCS PREDICTION. KCS cryptocurrency
- USD CLP PREDICTION
- BTC PREDICTION. BTC cryptocurrency
- USD IDR PREDICTION
2025-08-03 15:55