Bitcoin’s Aussie Dream

And so, dear friends, the winds of change howl through the land down under, as Block Earner, a plucky Australian fintech startup, dares to defy the conventions of traditional finance 🤪. Behold, the first bitcoin-backed home loan, a marvel of modern innovation, where Aussies can now use their precious bitcoin (BTC) as collateral for a home deposit, without having to part with it 💸.

But, alas, dear borrower, be warned: the firm’s benevolence only stretches so far. You’ll need to cough up repayments in cash or crypto, with no early exit penalties to speak of 🚫. And, to mitigate the capricious whims of bitcoin’s volatility, the loan is capped at a 60% loan-to-value (LVR) ratio 📊. Should the price of bitcoin plummet, fear not, dear borrower, for you’ll receive a 30-day notice to adjust the LVR by fiat repayment, additional collateral, or a Bitcoin top-up 💸. And, in the worst-case scenario, only a partial sale of your beloved BTC will occur, leaving your home safe and sound 🏠.

A happy Aussie homeowner, with a bitcoin-backed mortgage

Block Earner, in its infinite wisdom, reassures us that the home itself is never at risk due to BTC price fluctuations 🙏. So, go ahead, dear Aussies, and live the dream: buy a home with your bitcoin, and laugh in the face of traditional finance 😂.

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2025-07-18 10:57