Bitcoin’s Aussie Dream

And so, dear friends, the winds of change howl through the land down under, as Block Earner, a plucky Australian fintech startup, dares to defy the conventions of traditional finance ðŸĪŠ. Behold, the first bitcoin-backed home loan, a marvel of modern innovation, where Aussies can now use their precious bitcoin (BTC) as collateral for a home deposit, without having to part with it ðŸ’ļ.

But, alas, dear borrower, be warned: the firm’s benevolence only stretches so far. You’ll need to cough up repayments in cash or crypto, with no early exit penalties to speak of ðŸšŦ. And, to mitigate the capricious whims of bitcoin’s volatility, the loan is capped at a 60% loan-to-value (LVR) ratio 📊. Should the price of bitcoin plummet, fear not, dear borrower, for you’ll receive a 30-day notice to adjust the LVR by fiat repayment, additional collateral, or a Bitcoin top-up ðŸ’ļ. And, in the worst-case scenario, only a partial sale of your beloved BTC will occur, leaving your home safe and sound 🏠.

A happy Aussie homeowner, with a bitcoin-backed mortgage

Block Earner, in its infinite wisdom, reassures us that the home itself is never at risk due to BTC price fluctuations 🙏. So, go ahead, dear Aussies, and live the dream: buy a home with your bitcoin, and laugh in the face of traditional finance 😂.

Read More

2025-07-18 10:57