Ripple Wins UK Nod as Stablecoins Fire XRP’s 2026 Momentum

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Liquidity, that tiresome engine, now hums louder than a Vicar’s organ in the market’s drawing room. 😂

The logic, if one must be charitable, is simple enough: TradFi stooping to copy DeFi, stablecoins take the central chair at the dining-table of finance. Because of this, the stablecoin market reaching $320 billion highlights where real capital is concentrated. 😏

Against such a climate, one might inquire whether Layer-1s with native stablecoins possess some structural advantage. In Ripple’s case, RLUSD on the XRPL offers a neat example, further polished by a development that reads more like a publicist’s joke than a revelation.

Stablecoins drive XRPL growth despite XRP price dip

2025, if you will, proved bullish only on fundamentals. The year saw Ripple exhibit a curious divergence: fundamentals stiff as a new butler, while XRP took a tumble. The back-to-back Q4 crashes didn’t spare XRP, which closed the year down 11.56%. It broke its $2-support despite a parade of moves to expand into DeFi. 🤡

Under the surface, though, XRPL kept growing. The driver? Stablecoins. On XRPL, the stablecoin market cap jumped almost 300% by year-end-proof that XRP’s skeleton remained sound even as the price played draughtsman. 🧭

On top of that, RLUSD surpassed $1 billion in market cap. 💷

In fact, Binance highlighted it as one of just six stablecoins to reach that milestone in 2025. The result? Strong capital flows, as evidenced by XRPL’s total tokenized asset value, which surged by 4,160%, closing at $213 million.

Taken together, it’s clear that despite XRP’s technical weakness in 2025, its on-chain ecosystem attracted significant capital, with RLUSD acting as the main liquidity engine while Ripple strengthened its fundamentals. 🏗️

Naturally, the question is – will XRP finally reflect this growth in 2026?

Ripple secures permission to operate in the U.K

Ripple has kicked off 2026, demonstrating the impact of its 2025 FUD. Recently, it secured official approval to operate in the U.K, allowing the company to expand payment services. In other words, Ripple has gained legitimacy to work with banks, further strengthening its L1 positioning. 🤝

At the same time, the stablecoin market cap on XRPL hit a record $405 million, rising by 11.5% in just 7 days. This update highlights how stablecoins continue to sit at the core of the growing integration between TradFi and DeFi. 🪙

In this context, the $40 million RLUSD minted on XRPL isn’t random. The chart shows RLUSD’s market cap hit $1.38 billion, reflecting massive liquidity growth on the network. It’s no surprise that this liquidity is now attracting major players, including the U.K, in its approval case. 💼

The logic is simple-the more liquidity an L1 has, the deeper its capital deployment. Consequently, this drives faster transactions and stronger throughput, which helps explain Ripple’s approval. 🚄

In short, native stablecoins are reshaping Ripple’s institutional game. With 2026 off to a strong start and XRP already up 14%, this momentum could be just the beginning of its next growth cycle. 🚀

Final Thoughts

  • Despite XRP’s 2025 price dips, RLUSD and other stablecoins fueled massive on-chain liquidity.
  • Official U.K approval and RLUSD market cap highlight how native stablecoins are powering faster transactions.

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2026-01-10 12:13